What is a workers’ compensation claim?

Workers’ compensation is government-mandated injury insurance for employees, overseen by the state. It enables injured workers to recover medical care and other benefits without bringing lawsuits against their employers. Employers may pay for workers’ compensation insurance for their employees, or they may be self-insured and handle workers’ compensation claims directly.

What is a personal injury case?

Through an injury claim or civil litigation, an injured person may pursue compensation with evidence that someone or some organization has caused an accident that injured them through negligence.

What is a third-party liability claim?

A third-party liability claim against a negligent person or organization that is not an injured person’s employer is separate from a workers’ compensation claim. An injured worker may find relief after an on-the-job accident or occupational illness through both types of legal actions.

When someone commits wrongdoing or fails to take reasonable precautions to protect the well-being of others, these actions or omissions are called negligence.

A person, business or government agency that is held to be obligated or responsible for compensating someone for injuries and losses is said to be liable.

What are ‘damages’ in a personal injury or premises liability case?

The legal remedy for negligence – usually money that someone may need to pay to cover a plaintiff’s injuries or losses – is often called “damages.” In addition, punitive damages may serve as punishment for negligence.

What is premises liability?

A property owner or manager is considered responsible for the well-being of people who work in, live in or visit their buildings or land. Through a premises liability claim or lawsuit, a store owner or parking lot manager may be liable to compensate customers for on-site injuries.

What is a maritime injury?

Typically, a maritime injury in the United States is one that hurts a worker or passenger on a vessel in U.S. navigable waters. Shore-based accidents may also pertain to the maritime industry.

How are maritime injuries covered?

A maritime accident may be compensable through federal Jones Act claims and other state and federal laws governing vessels on navigable waters, such as rivers and ocean waters.

What is a soft-tissue injury?

A sprained ankle, a herniated disk and neck strains caused by torn muscles or tendons are all examples of soft-tissue injuries.

What is a catastrophic injury?

A life-altering spinal cord injury, traumatic brain injury (TBI) or amputation that may require disability accommodations and personal care for the rest of the injured person’s lifetime is considered to be catastrophic.

Louisiana Injury & Accident Blog | The Truitt Law Firm

Wet pavement and rain cause a majority of weather-related crashes

On Behalf of The Truitt Law Firm, LLC | Feb 27, 2023 | Motor Vehicle Accidents

Louisiana sees its fair share of inclement weather in the form of hurricanes and severe wind storms. Parts of the state can also sometimes see tornadoes, which can blow in quickly and leave behind total devastation. However, such extreme weather events are rare and...

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On Behalf of The Truitt Law Firm, LLC | Feb 21, 2023 | Motor Vehicle Accidents

For children, a bicycle may be the first real taste of freedom that they ever have. In this way, grade-school and middle-school children can take control of their own transportation if they want to visit the nearby library or go to a friend's house a few blocks away....

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On Behalf of The Truitt Law Firm, LLC | Dec 30, 2022 | Premises Liability

There are many reasons why someone might experience a slip-and-fall or trip-and-fall incident when in a public place. There could be spilled products or mud tracked in by other visitors near the front door. There could be power cords in the middle of the aisle that...

How much will insurance cover after a Louisiana crash?

On Behalf of The Truitt Law Firm, LLC | Dec 30, 2022 | Motor Vehicle Accidents

A motor vehicle collision could cost the people involved tens of thousands of dollars or sometimes even more. Property damage costs alone could exceed someone's annual salary, and medical bills combined with lost wages can drive up the price tag for the wreck even...

What proof do you need for a premises liability claim?

On Behalf of The Truitt Law Firm, LLC | Aug 1, 2022 | Premises Liability

When you get hurt on another person’s property, one of the options that could be open to you is the choice to start a premises liability claim. In a premises liability lawsuit, you’ll take aim at the property owner and claim that they knew about, or should have known...

What happens if the insurance company won’t pay enough?

On Behalf of The Truitt Law Firm, LLC | May 26, 2022 | Motor Vehicle Accidents

After you’re hurt in a motor vehicle collision, you may have the opportunity to seek compensation from the insurance company. The insurance company will have a set policy limit that indicates what they’ll pay at a maximum. In most cases, insurance companies will try...

Toy safety: Do you know what to do during a recall?

On Behalf of The Truitt Law Firm, LLC | Mar 29, 2022 | Accidents & Catastrophic Injuries

Children have a large number of toys and activities to choose from. They can also use a number of safety devices and tools, like high chairs and car seats, to keep them secure. As a parent, you want to know that the items your children use are safe for them and won’t...

3 driving habits that increase the risk during your daily commute

On Behalf of The Truitt Law Firm, LLC | Jan 28, 2022 | Motor Vehicle Accidents

Many commuters spend a significant portion of their week on the road. You may spend an hour every day or longer getting to work in the morning and back home again in the evening. You could spend so much time in your car that you may stop about the danger involved in...

4 pedestrian safety rules that could save your children’s lives

On Behalf of The Truitt Law Firm, LLC | Nov 23, 2021 | Accidents & Catastrophic Injuries

A parent should nurture and provide for their offspring. Keeping children safe, especially school-aged children, can seem like a full-time job on its own. Children often have a well-developed sense of adventure before they understand personal danger. Nowhere is that...

What should you do when you get hurt at a friend’s house?

On Behalf of The Truitt Law Firm, LLC | Sep 28, 2021 | Premises Liability

Perhaps you fell and broke your arm halfway through a game of basketball in your friend's driveway. Maybe you left after a visit with your aunt, only to slip down her wet front steps and suffer a traumatic brain injury. Getting hurt on someone else's property can be a...