Drivers are lucky if they have never been in a car accident. However, most of us will have either been a driver or a passenger involved in a crash. Regardless of who is at fault or driving, it is a stressful moment, mainly if there are severe injuries. How people handle these challenging moments are essential, but often not as important as what they do after.
There certain expectations and processes that should be followed. Unfortunately, these were never shared or forgotten over time. Instead, people do not know until they actually go through the process, but that is not how it has to be.
Check off this to-do list
The circumstances and responsibilities of each motor vehicle crash will depend on a wide range of details, including injuries and damages:
Get medical treatment: Obviously, a paramedic comes if there are severe injuries, but examine and document so-called lesser injuries too. Some victims may feel fine immediately after the crash, but later find out that their injuries are more severe than they initially thought.
File a police report: This is the law. These document the details of the incident and can become influential evidence in the case. Drivers, passengers and witnesses should provide all the facts that they recall at the scene while the memories are fresh.
Working with the insurance company: The driver should notify their insurance agent or carrier to file a claim for damages to the vehicle and other details. Still, it is best to be cautious in speaking with representatives of others until contacting an attorney.
They may deny the claim: Often, the plaintiff will bring a direct action against the insurance company, which may deny the initial claim because there are questions of fault or severity of the injury.
Do not wait long to file a claim: Louisiana has a one-year statute of limitations for filing a claim to recover damages or compensation.
Contact an attorney: It is often in the best interests of those injured to consult with a knowledgeable personal injury attorney. They can provide guidance and additional insight based on the specifics of the case.