It's a fact of life that accidents happen sometimes, and sometimes people get hurt. When this happens many people are quick to file an insurance claim or sue a business or individual for premises liability. But just because a person files a premises liability personal injury case doesn't mean they are automatically going to win. Insurance companies, individuals, small and large businesses are able to fight back with a solid defense if they believe they were not negligent and had taken the necessary precautions aimed at preventing injuries from happening on their premises. If they can win these cases, it will mean that their insurance company will either not need to pay a claim or the claim may be settled for a lower amount, limiting any increase in their premium.
When a person is injured on someone else's property in Louisiana, there are two sides to the case. In some cases, the property owner or resident have failed to keep up the condition of the property or provide adequate warning of potential dangers. As a result, someone gets hurt and files a premises liability lawsuit.